Recover what you're owed without damaging valuable customer relationships.
No Upfront Fees
No hidden charges or administration fees to get started
No Win, No Fee*
Subject to case acceptance and signed terms & conditions
UK-Wide Support
Serving businesses and individuals across the entire United Kingdom
20+ Years' Experience
More than two decades of industry expertise at your service
Free Initial Consultation
Complete the form below and Craig will contact you within one working day.

Award-Winning Service
CM Debt Recovery has been recognised by SME News for professional debt recovery services and outstanding client care, receiving two prestigious awards in 2026.
Most Outstanding Debt Recovery Services 2026
Awarded by SME News for excellence in professional debt recovery across the United Kingdom.
Client Service Excellence Award 2026
Recognised for dedication to client care and a commercially sensitive approach that protects customer relationships.
Recognised Excellence
Trusted by businesses across the United Kingdom
20+
Years Experience
5★
Google Rating
UK
Wide Coverage
ICO
Registered
Our Services
From fully managed credit control to single invoice collection, we offer flexible services tailored to meet your specific needs.
Why Choose CM Debt Recovery
Thoughtful planning, attention to detail, and support only when you need it. Whether you require long-term assistance or short-term effort to reach financial goals, Craig is on hand to ensure everything runs smoothly — strengthening your business and keeping the cash flowing.
“No win, no fee and no upfront fees. We also provide low commission for any debts that are settled.
Our Process
A clear, transparent process designed to achieve results while protecting your valuable customer relationships.
Contact us by phone, email, enquiry form, or book a consultation. We'll discuss your situation confidentially.
Craig personally reviews your case details, assesses viability, and provides an honest assessment.
Clear terms and conditions issued for your review and signature. No surprises, no hidden fees.
You supply relevant documentation securely. We handle everything with complete confidentiality.
We engage with your debtor professionally and sensitively, always protecting your relationship.
Payment received, or an agreed payment plan negotiated that works for both parties.
If unresolved, we discuss next steps with you. Court action is never automatic – you decide.
Regular communication throughout via telephone and email. You're never left in the dark.
Who We Help
Supporting businesses across diverse sectors with professional debt recovery and credit control solutions.
Authentic feedback from UK business owners and individuals who have recovered outstanding money with CM Debt Recovery.
Five genuine 5-star Google Business reviews
Owner-led commercial debt recovery & credit control
"CM Debt Recovery are a great addition to our company. Unfortunately as a business you do not want to use services such as CM Debt…"
Brett Shohet
View on Google"I highly recommend CM Debt Recovery and Credit Control. Craig provided professional support throughout the whole debt recovery process and was always available and responsive to all my questions. Thank you to Craig and the team for all your help."
Dandelion Seeds Architects
View on Google"Fully recommend CM Debt Recovery as they have helped me recover funds from an outstanding invoice of which they had no intention to pay and the communication was excellent throughout. Fully recommend their services."
Richard Ingham
View on Google"Very professional and prompt service. Criag and he's team at CM Debt Recovery assist and support whilst getting results"
Enquires BB
View on Google"Thank you for your help Craig. Great communication. Kept me updated with every correspondence/ reply. Would definitely use again in future if needed & would recommend to anyone looking to use a debt recovery company. Also got all my money that I was owed! Very happy. 5*."
Levld Heights
View on GoogleCM Debt Recovery is based in Essex and provides professional debt recovery and outsourced credit control services throughout the United Kingdom.
Headquarters Location
Owner-led specialist debt recovery & outsourced credit control
Registered Address
3 Jubilee House, The Drive, Great Warley, Brentwood, Essex, CM13 3FR
Opening Hours
Monday to Friday: 9:00am – 5:00pm
Telephone
01245 976 716FAQ
Find answers to common questions about our debt recovery services.
Book a free, no-obligation consultation with Craig to discuss your specific situation. No pressure, no jargon – just honest, expert advice.