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    Industries We Help

    UK-Wide Industry Expertise

    CM Debt Recovery supports businesses across virtually every sector. Our experience spans industries with unique payment cultures and specific challenges.

    Construction & Building Trades

    Contractors, builders, and tradespeople facing late payments from clients or main contractors.

    Common Challenges:

    • Project-based work with payment delays
    • Retention money disputes
    • Subcontractor payment issues
    • Variation order disagreements

    Manufacturing & Engineering

    Manufacturers supplying components, machinery, or finished goods on credit terms.

    Common Challenges:

    • Large invoice values at risk
    • Complex supply chain relationships
    • Quality dispute complications
    • Long payment terms common

    IT & Technology

    Software companies, IT service providers, and technology consultants.

    Common Challenges:

    • Service delivery vs. acceptance disputes
    • SaaS subscription arrears
    • Freelance contractor non-payment
    • Scope creep leading to billing conflicts

    Professional Services

    Consultants, agencies, lawyers, accountants, and other B2B service providers.

    Common Challenges:

    • Fee recovery for time-billed services
    • Retainer payment issues
    • Deliverable acceptance disputes
    • Ongoing client relationship importance

    Retail & E-commerce

    Retailers and online businesses with wholesale supplier or trade customer debts.

    Common Challenges:

    • Trade customer accounts
    • Wholesale payment terms
    • Return and credit note management
    • Seasonal cash flow pressure

    Transportation & Logistics

    Haulage companies, couriers, freight forwarders, and logistics providers.

    Common Challenges:

    • Invoice-by-invoice or consolidated billing
    • Fuel surcharge complications
    • Cross-border debt complexity
    • Driver/subcontractor settlements

    Healthcare & Medical

    Private clinics, medical suppliers, pharmaceutical companies, and healthcare providers.

    Common Challenges:

    • Insurance claim delays affecting payment
    • NHS and private patient mix
    • Equipment supply to practices
    • Confidentiality requirements

    Hospitality & Leisure

    Hotels, restaurants, event venues, caterers, and leisure providers.

    Common Challenges:

    • Corporate account management
    • Event-based large invoices
    • Seasonal business fluctuations
    • Supplier payment pressures

    Agriculture & Farming

    Farmers, agricultural suppliers, food producers, and rural businesses.

    Common Challenges:

    • Seasonal income patterns
    • Long supply chains
    • Equipment finance agreements
    • Weather-impacted payment ability

    Don't See Your Industry Listed?

    This is not an exhaustive list. CM Debt Recovery has experience across many more sectors not detailed above. Every industry has unique characteristics, and Craig adapts his approach accordingly.

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