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    Website Terms and Conditions

    Last updated: August 2026 | Effective date: February 2025

    Introduction

    Welcome to the CM Debt Recovery website (www.cmdebtrecovery.co.uk). By accessing and using this website, you accept and agree to be bound by these Terms and Conditions. If you do not agree, please do not use this website.

    Information About Us

    This website is operated by CM Debt Recovery:

    • Proprietor: Craig Martindale
    • Address: 3 Jubilee House, The Drive, Great Warley, Brentwood, Essex, CM13 3FR
    • Email: info@cmdebtrecovery.co.uk
    • Telephone: 01245 976 716
    • ICO Registration: ZB866648

    Use of This Website

    You may use this website for the following purposes:

    • Browsing and reading content about our services
    • Submitting enquiries through our contact forms
    • Booking consultations
    • Contacting us via provided contact methods

    Prohibited Uses

    You must NOT use this website to:

    • Submit false, misleading, or fraudulent information
    • Attempt to gain unauthorised access to any part of the website or its systems
    • Distribute malware or interfere with website functionality
    • Collect or harvest user data without consent
    • Use the website for any unlawful purpose

    Intellectual Property

    All content on this website, including text, graphics, logos, images, and software, is the property of CM Debt Recovery or our licensors and is protected by copyright and other intellectual property laws. You may view and print content for personal, non-commercial use only. Unauthorised use is prohibited.

    Logo Usage

    The CM Debt Recovery logo is a registered trademark. You may not use our logo without express written permission.

    Accuracy of Information

    While we strive to keep information accurate and up to date, we make no representations or warranties about the completeness, accuracy, reliability, suitability, or availability of the website or the information contained therein. Any reliance you place on such information is strictly at your own risk.

    Professional Services Disclaimer

    The information on this website is for general informational purposes only and does not constitute professional advice, including legal advice. You should consult qualified professionals for advice specific to your circumstances. We do not guarantee outcomes of any services described on this website.

    No Guarantee of Debt Recovery

    CM Debt Recovery does not guarantee that every debt submitted for recovery will be successfully recovered. Outcomes depend on numerous factors beyond our control. We provide honest assessments based on available information but cannot predict debtor behaviour or financial circumstances.

    Links to Third Party Websites

    This website may contain links to third-party websites. These links are provided for convenience only. We do not endorse or assume responsibility for the content, privacy practices, or terms of third-party websites.

    Limitation of Liability

    To the fullest extent permitted by law, CM Debt Recovery excludes all liability for any loss or damage arising from:

    • Use of or inability to use this website
    • Any content on the website
    • Unauthorised access to or alterations of your transmissions or data
    • Third party conduct or content linked from this website

    Nothing in these terms limits or excludes our liability for death or personal injury arising from negligence, fraud, or any other liability that cannot be excluded by law.

    Enquiry Forms and Bookings

    When submitting information through our enquiry forms or booking system:

    • You must provide accurate and complete information
    • You consent to us contacting you regarding your enquiry
    • Submission of an enquiry does not create a contractual obligation
    • We reserve the right to decline any case at our discretion

    Privacy

    Your use of this website is also governed by our Privacy Policy and Cookie Policy. Please review these documents for information about how we collect and use your personal data.

    Variation of Terms

    We may revise these Terms and Conditions from time to time. Revised terms will apply to use of the website from the date of publication. Continued use after changes constitutes acceptance of the revised terms.

    Governing Law

    These Terms and Conditions are governed by and construed in accordance with English law. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.

    Contact Us

    If you have questions about these Terms and Conditions, please contact us:

    • Email: info@cmdebtrecovery.co.uk
    • Post: CM Debt Recovery, 3 Jubilee House, The Drive, Great Warley, Brentwood, Essex, CM13 3FR
    • Phone: 01245 976 716
    Chat with us on WhatsApp